{"id":33707,"date":"2026-05-08T16:54:01","date_gmt":"2026-05-08T13:54:01","guid":{"rendered":"https:\/\/beleqet.com\/vacancy\/?post_type=job_listing&#038;p=33707"},"modified":"2026-05-08T17:07:46","modified_gmt":"2026-05-08T14:07:46","slug":"terms-of-reference-tor-procurement-of-integrated-employee-insurance-services","status":"publish","type":"job_listing","link":"https:\/\/beleqet.com\/vacancy\/job\/terms-of-reference-tor-procurement-of-integrated-employee-insurance-services\/","title":{"rendered":"TERMS OF REFERENCE (TOR) PROCUREMENT OF INTEGRATED EMPLOYEE INSURANCE SERVICES"},"content":{"rendered":"<p>About the Job<br \/>\nCompany Overview<\/p>\n<p>Kifiya is an AI-powered financial and market infrastructure company advancing inclusive economic growth across Africa. We design and deploy risk decisioning systems, intelligent financial infrastructure, and market linkage platforms that unlock credit, insurance, payments, and capital access for MSMEs and smallholder farmers. We build the AI, data, and financial infrastructure that helps financial institutions serve hard-to-finance segments at scale.<br \/>\nKifiya employs over 550 employees, distributed across headquarters, regional offices, and field operations in Ethiopia<br \/>\nKifiya is committed to maintaining a competitive employee benefits program to support employee wellbeing, productivity, and retention.<\/p>\n<p>Current Medical Benefit Arrangement<\/p>\n<p>Kifiya currently provides a company-funded medical benefit scheme based on a reimbursement model. While the scheme provides basic medical protection, the organization intends to upgrade the program by introducing a structured group medical and life insurance solution.<\/p>\n<p>Purpose of this TOR<\/p>\n<p>The purpose of this TOR is to invite licensed insurance providers operating in Ethiopia to submit proposals for Kifiya\u2019s integrated employee insurance services.<\/p>\n<p>The insurance program should include:<\/p>\n<p>1. Medical Insurance<\/p>\n<p>2. Group-Term Life Insurance<\/p>\n<p>3. Personal Accident Insurance<\/p>\n<p>The objective is to secure a comprehensive, cost-effective, and scalable employee insurance program through competitive bidding.<\/p>\n<p>Objectives of the Insurance Program<\/p>\n<p>The selected insurance provider(s) should support Kifiya in achieving the following objectives:<\/p>\n<p>Improve employee access to healthcare services<br \/>\nProvide financial protection against major health events<br \/>\nIntroduce direct billing arrangements with healthcare providers or designated beneficiaries.<br \/>\nEnsure timely claims processing<br \/>\nProvide coverage for employees across Ethiopia<\/p>\n<p>Introduce digital insurance service platforms<\/p>\n<p>Maintain predictable insurance costs<\/p>\n<p>The insurer is encouraged to propose innovative insurance structures that improve value for money and employee experience.<\/p>\n<p>For More Information, Please Refer This Link: &#8211;\u00a0PROCUREMENT OF INTEGRATED EMPLOYEE INSURANCE SERVICES<br \/>\nAbout You<br \/>\nBidder Eligibility<\/p>\n<p>Insurance providers must:<\/p>\n<p>Be licensed to operate in Ethiopia<\/p>\n<p>Have at least 10 years\u2019 experience providing corporate employee medical, life and accident insurance services.<\/p>\n<p>Bidders must provide a minimum of five (5) corporate references for similar services<\/p>\n","protected":false},"author":207,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","job_listing_type":[17],"job_listing_category":[231],"job_listing_location":[4],"job_listing_tag":[],"class_list":["post-33707","job_listing","type-job_listing","status-publish","hentry","job_listing_type-full-time","job_listing_category-advisory-and-consultancy","job_listing_location-addis-ababa"],"metas":{"_job_logo":"https:\/\/beleqet.com\/vacancy\/wp-content\/uploads\/wp-job-board-pro-uploads\/_job_logo\/2026\/05\/Kifiya-Financial-Technologies.webp","custom-text-26140818":"Kifiya Financial Technologies","_job_featured":"","_job_tag":[],"_job_filled":"","_job_urgent":"","_job_type":{"17":"Full Time"},"custom-select-24762152":"Onsite","_job_category":{"231":"Advisory And Consultancy"},"_job_expiry_date":"","_job_gender":"Both","_job_salary_type":"monthly","custom-number-21785310":"1","_job_experience":"Senior","custom-select-25910079":"5 \u2013 10 Years","_job_qualification":"Bachelor Degree","_job_application_deadline_date":"2026-05-20","_job_location":{"4":"Addis Ababa"},"_job_apply_type":"with_email","_job_apply_url":"","_job_apply_email":"Procurement@kifiya.com","_job_phone":"","_job_employer_name":"Beleqet Jobs","_job_employer_url":"https:\/\/beleqet.com\/vacancy\/employer\/meseret\/"},"_links":{"self":[{"href":"https:\/\/beleqet.com\/vacancy\/wp-json\/wp\/v2\/job_listing\/33707","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/beleqet.com\/vacancy\/wp-json\/wp\/v2\/job_listing"}],"about":[{"href":"https:\/\/beleqet.com\/vacancy\/wp-json\/wp\/v2\/types\/job_listing"}],"author":[{"embeddable":true,"href":"https:\/\/beleqet.com\/vacancy\/wp-json\/wp\/v2\/users\/207"}],"replies":[{"embeddable":true,"href":"https:\/\/beleqet.com\/vacancy\/wp-json\/wp\/v2\/comments?post=33707"}],"wp:attachment":[{"href":"https:\/\/beleqet.com\/vacancy\/wp-json\/wp\/v2\/media?parent=33707"}],"wp:term":[{"taxonomy":"job_listing_type","embeddable":true,"href":"https:\/\/beleqet.com\/vacancy\/wp-json\/wp\/v2\/job_listing_type?post=33707"},{"taxonomy":"job_listing_category","embeddable":true,"href":"https:\/\/beleqet.com\/vacancy\/wp-json\/wp\/v2\/job_listing_category?post=33707"},{"taxonomy":"job_listing_location","embeddable":true,"href":"https:\/\/beleqet.com\/vacancy\/wp-json\/wp\/v2\/job_listing_location?post=33707"},{"taxonomy":"job_listing_tag","embeddable":true,"href":"https:\/\/beleqet.com\/vacancy\/wp-json\/wp\/v2\/job_listing_tag?post=33707"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}